Streamline Idaho and VA Loan Limits | Chillicious | All About Finance

Each year, the U.S. Department of Veterans Affairs (VA) announces its annual VA loan limits. On December 3, 2010 the VA published its 2011 home loan limits. The limits have little to do with the maximum amount a veteran can borrow. Rather, the limits are in place to calculate the maximum amount the VA will guarantee per home loan based on location. The 2011 limits are effective for VA home loans closed between January 1, 2011 and September 30, 2011. As in 2010, most U.S. counties still have a VA loan limit of $417,000. Of course, there are some high-cost areas of the country where adjustment were made. Whenever changes are made to the limits, it means there has been a fluctuation in the real estate market for a particular county. Streamline Idaho can help with a loan for Veterans.

The cost seems to be the main criterion since overseas vendors charge 9 cents; to 10 cents; for a 65 character line, in comparison the local US based companies charge 15 cents; to 16 cents; for a 45 character line, this doubles their cost. Many health care providers based in the states of California, New York, Washington, Florida, Texas and Idaho had tie-ups with vendors in India and appeared to be quite satisfied with not just the pricing alone, but with overall services as well.

In 2011, there are certain U.S. counties where the real estate market improved significantly from 2010. Worth mentioning are California, New Jersey, New York and Utah have some counties where loan limits increased. Orange, Sonoma, Santa Barbara, Alpine, Yolo and Monterey Counties in California each have bigger limits in 2011 than in 2010. New Jersey and New York have considerably higher limits for 2011 across both states, up from $681,250 to $735,000.

The most noteworthy increase is in Utah where the three high-cost counties of 2010 (Salt Lake, Summit and Tooele) jumped nearly $100,000 from $516,250 to $612,500 for 2011. As expected, as some counties experienced market improvements, others saw a decline in home values. These counties include: Sacramento, El Dorado and Placer Counties in California; Ouray and Hinsdale Counties in Colorado; and Greene County, Georgia. Counties in Virginia could have economists scratching their heads. While nearly 70 percent of the east coast state?s counties are missing from the high-cost list for 2011, the counties that remain all have higher loan for 2011.

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Posted by John Corey on Aug 13th, 2012 and filed under Real Estate. You can follow any responses to this entry through the RSS 2.0. Both comments and pings are currently closed.

Source: http://www.chillicious.com/real-estate/streamline-idaho-and-va-loan-limits/

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